How it works

For the consumer

  • Individual consumer power is recognised
  • Co-create experiences
  • Brands they love recognise their individual loyalty
  • Financial options that respond to their current financial position

For retailers

  • Switch spend from competitors with a game changing consumer application
  • Proposition creates new proprietary data points to train AI models on product creation, experiences and pricing
  • Replace loyalty cards using the power of payments, reducing costs and improving loyalty
  • Improve payments performance using the techniques of the world’s largest retailers, which in turn drives incremental sales
  • Reduce returns, fraud and improve customer behaviours

For banks & financial institutions

  • Identify and acquire profitable customers to:
    • Deepen loyalty
    • Increase spend
    • Increase balances
  • Capture payments that are currently acquired by competitors
  • Become the dominant payment option

Benefits for the payment service provider

  • Industry changing proposition provides a significant USP for the payment provider
  • Increases authorisation rates
  • Supercharges omni-channel experiences
  • Customer relationship with merchant is verified to reduce fraud

About

Our background and brand story

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